Pre-Paid Funeral Plans

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family.

A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

At W. Uden & Sons Ltd, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers¹ , Golden Charter has helped over 1 million people to plan ahead² , so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible.

When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents regardless of age or state of health.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!

Send us an Enquiry or find your nearest office for more information.

A plan to suit your needs

As an independently owned funeral director, we’ll take the time to understand your wishes and
tailor a plan to suit you. We can discuss these at our premises or in your home, at a time that is
convenient for you. If you’d prefer to discuss this over the phone or via email, we can assist with this
too. You can tell us about any preferences you have in mind – the type of funeral you would like to
have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into
account.

What’s included in a pre-paid funeral plan?

Our funeral director’s services will be covered in your funeral plan, which means our fees will be
fixed at today’s prices and protected against rising costs. These services typically include:

Professional services and making arrangements for the funeral
Transportation of the deceased from the place of death to our premises, chapel of rest or
other suitable location
Care of the deceased and preparations for family viewing if requested
Advice on the certification and registration of death and related documentation
Provision of funeral vehicles
Advice on bereavement counselling
Coffin or casket requested

Although a pre-paid funeral plan can cover all of the services above, there are some additional third
party costs to consider. These are the costs for essential, non-funeral director services required to
carry out a cremation or burial which need to be paid at the time of the funeral. These costs are
outside our control. Depending on the plan type chosen, a Golden Charter funeral plan can include a
contribution towards some third party costs. They may include:

Crematorium fee
Minister or officiant’s fee
Cemetery fee: the opening of a new or existing grave for burial or interment of cremated
remains

Other third party costs that may be associated with a funeral include:

Purchase of grave or lair
Hire of church or other venue
Fees for organist or soloist
Memorial, such as a headstone, entry in a book of remembrance, or the planting of a tree
Catering, floral tributes and newspaper announcements

There will only be more to pay at the time of the funeral if the third party costs exceed the
allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

However, even if prices rise in the future, you’ll have the reassurance of knowing there’ll be nothing
more to pay for our funeral director’s services included in the plan once your plan is fully paid for –
guaranteed.

Payment options to suit you

With a Golden Charter funeral plan, you can pay for your plan in several ways. Spread the cost or make a one-off payment – simply choose the one that’s right for you. We will provide you with the information you need to make an informed decision.

The retail price of your funeral plan is representative of the equivalent cost of a funeral today plus an arrangement fee of £350 which is retained by Golden Charter to help cover the costs of setting up
your plan.

Your payments are held within the Golden Charter Trust. With almost £1.21 billion under management³ , the Trust is operated by a Board of Trustees, completely independent of Golden Charter. Their role is to hold your payments and ensure that the funeral director services in your plan can be paid for at the time they are required – however far into the future that may be. For more information on how your payments are protected, please visit goldencharter.co.uk/faqs

Looking after you as a customer

As a Golden Charter plan holder, you’ll receive personalised plan documents, which include a summary of your plan, our details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet. You can add a nominated representative to your plan if you wish to do so. Your nominated representative will receive a letter which will provide details of your plan and our details, as your chosen funeral director. They will have no authority to make changes to your plan.

You’ll also receive a statement from Golden Charter every three years which will be sent via post.

As your funeral director, we’ll hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and get the arrangements underway.

Our Latest Reviews

Ready to take the next step? Get in touch today

As well as the comfort of having a plan in place, you’ll have the peace of mind that comes with being
able to help save your family from worry and expense in the future. So why not take the next step?

Send us an Enquiry or find your nearest office for more information.

¹Based on a Golden Charter analysis and independent research of the funeral plan market size as at
December 202

²Correct at July 2025.

³Confirmed by Golden Charter Trust’s audited accounts at 31 March 2025.

W. Uden & Sons Ltd is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

W. Uden & Sons Ltd; trading as W. Uden & Sons Ltd; is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

How Much Does a Funeral Cost?

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"The Best Decision we've ever made"

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How Much Does a Funeral Cost?

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If someone has died, Our Family is here to help you.

Find your nearest office below or request a call back.

orpington

bromley

beckenham

west-wickham

dulwich

biggin-hill

petts-wood

camberwell

sidcup

bexleyheath

eltham

Jojo K.

I am very grateful to your company for providing the best service for my husband's funeral.

Lesley S.

Excellent from start to finish. Couldn’t have done anymore than what they did for our family. I work in the bereavement sector and Udens are a funeral directors you can trust.

Angela S.

From the beginning of our sad journey Uden’s treated us with respect from the lovely Spencer talking us through the process to even with one of sisters on FaceTime and organising the wonderful Nicola to take the service , Jason and Nick being on the end of the phone to answer any questions to the lovely (and very tall) Lee helping us on the day of our mother’s funeral to give mum the very best we could . I can’t recommend them highly enough or thank them enough.

Liam E.

I find this hard to write as it was such a sad occasion but W Uden and sons went out of their way to make this as seamless and professional as possible. All costs were explained, we could visit when we wanted and mum was treated with the greatest of respect. The whole process was extremely transparent and the staff were amazing. Spencer took us through everything and Lee was excellent on the day. I cannot fault any part of their service and would have no hesitation in recommending them to anyone.

Jessica P.

The Quinnell family would like to thank Udens and Sarah, at Eltham, for the excellent and professional service you gave us for our dear Brother Mark who passed on 31st March. The Celebrant Sarah did the most wonderful service and everyone said what a lovely send off for Mark. Thank you Udens for making it a memorable day on 22nd May 2026.

cheryl W.

The care , compassion and professionalism from these guys was outstanding, nothing was to much trouble . When our dad Arthur Walker was collected from home he was covered in a velvet throw much better than seeing a body bag , so classy! The chapel of rest was beautiful too , not like others I’ve seen . So from start to finish an excellent service , our dad’s little French bulldog lead him out on the day which was beautiful. The guys and cars were immaculate. Highly recommend these guys , our first time using W.Uden & Sons

David E.

Faultless service from the Uden's team at Sidcup. They could not have been more supportive and helpful to me and my family. On the day, the cars were spotlessly clean and the friendly team were immaculately dressed. I cannot recommend Uden's enough.

Jean B.

As a family we have had the privilege of using Uden’s Camberwell before over the last few years. Each time they have made the process so easy. From the time that we made the initial call to the day of the funeral they were in constant contact. Nothing was too small. Everyone we spoke to was very professional and extremely supportive. I cannot thank them enough.

Kim P.

Uden's recently oversaw my dad's funeral and I cannot praise them highly enough. From the very first contact with Spencer through to the actual day when Stanley looked after us, the standard of professionalism and respect shown was second to none. I felt in totally safe hands as such a vulnerable time, nothing was too much trouble for any of the team. I cannot thank them enough for the respect shown to my dad and the support we received, fantastic family run service and can't recommend highly enough.

James P.

The funeral service was excellent. The team were great and made sure everything ran smoothly. Ruth the celebrant was brilliant and it was a lovely send off. I can’t fault you guys. From the moment you picked dad up and looked after him for us to the final drop off at the wake it’s been as good as we could have hoped for.I’d have no hesitation in recommending you guys.Thank you.

Mark B.

W. Uden & Sons (Eltham) handled the arrangements for my late cousin’s funeral. Every step was smoothly and tactfully handled - from the initial enquiry and then the more detailed discussions, with Sarah making the whole process very straightforward, to the day of the funeral itself when Callum and the team could not have been more considerate and helpful. My thanks to everyone involved for their efforts in lessening the burden at a difficult time.

Julia

Can't recommend the Uden team in Bexleyheath enough - both Adam organising everything in the run up to the funeral and Stanley and his team supporting on the day of. They're very understanding of how difficult a time it is and they are so courteous! We kind of lost track of time between the church service and the burial but there was no hectic/boredom visible from the team who remained 100% present the entire time (no scrolling on phones or anything). Great service with the hearse and limousine and they also let us participate by pushing the coffin into the church. They think of everything - we had an easel with a photo which they kindly also set up and took down again. Thank you very much!

Amanda W.

This is the 4th time my family have used W. Uden & Sons to look after our loved ones in recent years. The funeral for my uncle was in May 2026 which was a burial at Sidcup cemetery. Spencer guided me through the process and dealt with everything. I just had to say what I wanted. On the day Stanley in his hat and cane and the pall bearers were professional and respectful during this difficult time for us. I highly recommend W.Uden & Sons.

SW E.

In 2017 Uden & Sons helped me to plan and fulfill the final arrangements for my spouse. Things were just as she had wanted them to be done. They handled every detail. From the gathering of her remains to the arrangement of private viewings and her cremation.I thank their entire staff for the excellent job that they did then. Their professionalism, attention to detail and exceptional kindness make them easy to recommend. They're honest, straightforward and provided all the assistance one could ask for.Uden & Son's made a dark time less difficult. I am deeply thankfull for the service rendered to me and my spouse. Thank you.

Graham D.

My father was insistent that we use W. Uden & Sons (Biggin Hill) for my mother’s funeral, and after the service we received I completely understand why. Everything was handled with great care, compassion, and professionalism from beginning to end. During such a difficult time, they made everything much easier to manage and guided us through every step with kindness and understanding. Nothing was too much trouble.Their attention to detail and support meant a great deal to us and was a huge help throughout the day. We are truly grateful for everything they did to give our mother the farewell she deserved.I could not recommend W. Uden & Sons highly enough to anyone looking for caring and professional funeral directors.